In short: IRA ORA is jewellery installment software that records every instalment plan, tracks paid and pending instalments with running balances, sends automatic WhatsApp reminders, and collects monthly payments through links and UPI AutoPay.
What is jewellery installment software?
Jewellery installment software helps a jeweller set up instalment plans for customers and keep track of every monthly payment, due date and outstanding balance. Rather than maintaining a register where it is easy to lose a payment or forget a due date, the jeweller manages every plan in one place — and the software sends reminders and collects dues so instalments are paid on time.
Whether you call them monthly instalment plans, gold savings schemes or EMI-style plans, the challenge is the same once you have many customers: each is at a different point in their plan, and following up by hand is exhausting and error-prone. IRA ORA turns instalment management into something that runs in the background.
What you can do with IRA ORA
Track every instalment
Paid, due and overdue instalments for every customer, with the next due date always visible.
Running balances
See exactly how much each customer has paid and what is still outstanding on their plan.
Reminders before due dates
Automatic WhatsApp reminders nudge customers ahead of each instalment so fewer are missed.
Auto-collect with UPI AutoPay
Customers authorise one mandate and instalments are debited automatically each month.
Fewer defaults
Timely reminders and easy payment mean fewer overdue and lapsed instalment plans.
Per-customer ledger
A full payment history for every customer and plan, ready whenever you need it.
Manual tracking vs IRA ORA
How tracking instalments by hand compares with IRA ORA.
| Task | Registers & Excel | IRA ORA |
|---|---|---|
| Next due date | Look it up manually | Always visible per customer |
| Overdue instalments | Easy to miss for weeks | Flagged automatically |
| Reminders | Manual calls and messages | Automatic WhatsApp reminders |
| Collecting payment | In person or by request | Payment links + UPI AutoPay |
| Outstanding balance | Calculate by hand | Updated automatically |
| Default rate | Higher without follow-up | Lower with timely reminders |
Benefits for your shop
- Stop chasing instalments — reminders and auto-debits do the follow-up for you.
- Fewer lapsed plans — customers are nudged on time, so plans run to completion.
- Healthier cash flow — predictable, on-time monthly collections across your whole book.
- Clear accountability — a precise ledger for every customer removes disputes and confusion.
Installment management works hand in hand with your gold savings schemes, UPI AutoPay and collection dashboard inside IRA ORA.
Frequently asked questions
What is jewellery installment software?
Jewellery installment software helps a jeweller create instalment plans for customers and track every monthly payment, due date and balance. It sends reminders and collects dues through payment links or UPI AutoPay so instalments are paid on time.
How does IRA ORA reduce instalment defaults?
IRA ORA sends automatic WhatsApp reminders before each due date and lets customers pay with one tap or via UPI AutoPay, so fewer instalments are missed and follow-ups are rarely needed.
Can I see outstanding balances per customer?
Yes. Every customer has a ledger showing paid instalments, the remaining balance and the next due date, and you can see total outstanding across your shop at a glance.
Is it suitable for monthly jewellery instalment plans?
Yes. IRA ORA is built for monthly instalment plans and gold savings schemes that Indian jewellers run, with flexible durations and amounts.
Explore IRA ORA solutions
Manage every instalment in one place
Add your customers and plans, and let IRA ORA track, remind and collect for you.